Pricing so low, it's almost embarrassing

    We charge just enough to keep the lights on. No investor pressure, no hidden agenda.

    3-4x more features than competitors at up to 50x lower price

    Detecting your region...
    Free Forever

    Starter

    $0

    Full features with banner ads - genuinely excellent for free

    • All app features included
    • Expense & income tracking
    • Budget goals & savings goals
    • Unlimited groups & splitting
    • Investment & asset tracking
    • 5 AI chats per day
    • 3 receipt scans per day
    • Banner ads (no interstitials)
    • Ad-free experience
    Download Free
    Most Popular

    Core

    $7.99/year

    $0.67/mo effective

    Ad-free with more AI - perfect for daily use

    • Everything in Starter
    • Ad-free experience
    • 15 AI chats per day
    • 8 receipt scans per day
    • 8 AI insights per day
    • 15 voice commands per day
    • Weekly AI summary reports
    • Core profile badge
    Get Core

    Plus

    $19.99/year

    $1.67/mo effective

    Heavy AI usage with custom themes

    • Everything in Core
    • 30 AI chats per day
    • 15 receipt scans per day
    • 15 AI insights per day
    • 30 voice commands per day
    • Advanced PDF reports
    • Custom themes
    • Priority support
    Get Plus
    Best Value

    Premium

    $39.99/year

    $3.33/mo effective

    Unlimited power for finance enthusiasts

    • Everything in Plus
    • 100 AI chats per day
    • 50 receipt scans per day
    • 30 AI insights per day
    • 100 voice commands per day
    • Direct developer support
    • Early access to features
    • Premium profile badge
    Get Premium

    How we compare

    More features, lower price. See how Finvex stacks up against the competition.

    AppFeaturesPriceGroup SplittingInvestmentsAI Features
    Finvex55+$0.29-0.99/mo
    YNAB~18$14.99/mo
    Splitwise~12$4.99/mo
    PocketGuard~14$7.99/mo
    Wallet~16$5.49/mo
    Spendee~8$2.99/mo

    No app combines expense tracking + group splitting + investment tracking + AI assistant + loan management in one place like Finvex does.

    See full feature-by-feature comparison

    Bring Your Own Key (BYOK)

    Already have an OpenAI API key? Use it with Finvex for unlimited AI features on any plan - even the free tier. No daily limits, no caps.

    Unlimited AI ChatUnlimited Receipt ScansUnlimited Voice Commands

    Where your money goes

    We're not a VC-funded startup burning cash. We're developers building something we believe in.

    AI & Cloud Services~$0.05
    Data Storage & Backup~$0.02
    Development & Updates~$0.15
    Margin to Keep Building~$0.07

    Your $0.29/month covers real costs. That's it. No hidden agenda.

    Common questions

    Can I try before I buy?

    Yes! The Starter (Free) plan includes ALL app features with no time limit - just with banner ads and daily AI limits. It's genuinely excellent for free.

    Why is Finvex so cheap?

    We believe financial tools should be accessible to everyone. Regional pricing lets us offer fair rates worldwide while staying sustainable.

    Can I cancel anytime?

    Absolutely. No contracts or cancellation fees. Cancel directly from your app settings.

    Is there a yearly discount?

    Yes! Save up to 50% by choosing annual billing. It's the best value, especially in emerging markets.

    What's BYOK?

    Bring Your Own Key lets you use your own OpenAI API key for unlimited AI features on any plan. Great for power users who want no limits.

    Do I need an account?

    You can use basic features offline without an account. An account is needed for cloud sync, groups, and social features.