Everything in one app
Track expenses, split bills, manage investments, get AI insights - no need for 3-4 separate apps
Every feature below was developed from feedback by beta testers since 2025
Core Tracking
Expense & Income Tracking
Log transactions quickly with categories, notes, and attachments
Budget Planning
Set monthly or custom budgets for each spending category
Real-time Budget Tracking
Monitor your spending against budgets with visual progress bars
Smart Alerts
Get notifications when approaching or exceeding budget limits
Savings Goals
Set and track savings goals with progress visualization
Multiple Bank Accounts
Manage multiple accounts with transfer support between them
Recurring & Reminders
Recurring Expenses
Set up automatic recurring expenses for subscriptions, rent, utilities, and more
Recurring Income
Track salary, freelance payments, and other regular income automatically
Auto & Manual Scheduling
Choose between automatic logging or manual confirmation for recurring transactions
Invoice & Bill Reminders
Never miss a payment with smart reminders for upcoming bills and invoices
Investment & Wealth Tracking
Stock Tracking
Track stocks with live prices and portfolio performance
Crypto Portfolio
Track 200+ cryptocurrencies with real-time prices
Gold & Silver
Track precious metals with live market rates
Mutual Funds & ETFs
Monitor your fund investments and returns
Bonds & Fixed Deposits
Track fixed income investments and maturity dates
Property Tracking
Track real estate assets and their current values
Vehicle Assets
Track vehicle values and depreciation over time
Net Worth Dashboard
See your complete financial picture in one place
Loan & Debt Management
Loan Tracking
Track multiple loans with payment schedules and interest
Compound Interest Calculator
Calculate compound interest for savings and loans
Currency Portfolio
Manage holdings in multiple currencies with live rates
Debt Payoff Planning
Visualize your path to becoming debt-free
Group & Social Features
Group Expenses
Create groups for family, friends, roommates, or trips
Split Methods
Split equally, by percentage, or custom amounts
Settlement Tracking
See who owes whom with clear payable/receivable views
Group Chat
Built-in expense chat to discuss and settle payments
Group Polls
Vote on group decisions like where to eat or what to buy
Direct Messaging
Message friends directly within the app
Friends System
Add friends for easy expense sharing and splitting
QR Code Sharing
Share your profile or groups via QR code
AI & Smart Features
AI Chat Assistant
Ask questions about your finances and get intelligent answers
AI Receipt Scanning
Capture receipts with Vision AI for automatic data extraction
Voice Commands
Add expenses, check balances, and more using just your voice
AI Spending Insights
Get personalized insights about your spending patterns
Anomaly Detection
Get alerted about unusual spending patterns
Expense Forecasting
AI predicts your future expenses based on history
Financial Health Score
Get a comprehensive score based on your financial habits
BYOK (Bring Your Own Key)
Use your own OpenAI API key for unlimited AI features
Reports & Analytics
Detailed Reports
Generate comprehensive spending reports by date range
PDF Export
Download beautiful, print-ready PDF reports
CSV Export
Export data to spreadsheets for further analysis
Category Breakdown
Visual breakdown of spending by category
Month-over-Month
Compare spending trends across months
Tax Report Helper
Export organized data to simplify tax preparation
Multi-Currency & Global
Multi-Currency Accounts
Manage accounts in different currencies
Live Exchange Rates
Real-time currency conversion rates
Cross-Currency Transfers
Transfer between accounts in different currencies
Regional Pricing
Fair pricing in 4 tiers based on your region
Gamification & Motivation
Daily Streaks
Build habits with daily tracking streaks
FlowCoins
Earn coins for completing financial activities
Achievement Badges
Unlock 20+ badges for financial milestones
Shareable Cards
Share beautiful achievement cards on social media
Referral Rewards
Earn rewards for inviting friends
Home Screen Widgets
Quick glance at your finances from your home screen
Security & Privacy
Biometric Auth
Secure login with Face ID or fingerprint
AES-256 Encryption
Bank-level encryption for all your data
Login Alerts
Get notified of new device logins
Auto Logout
Automatic session timeout for security
Offline-First
Works without internet - syncs across devices automatically when online
GDPR/CCPA Compliant
Full privacy compliance with data regulations