Finally know where your money goes.
55+ features built from real user feedback. Expense tracking, group splitting, investments, and AI — all in one place.
Launching Soon
"I don't know where my money went."
Sound familiar? 78% of people can't account for their monthly spending. We built Expense Flow to fix that — for everyone.
Everything in one app
No need for 3-4 separate apps anymore
Expense & Income
Track all transactions with categories and notes
Budget Planning
Set and monitor budgets by category
Group Splitting
Split bills with friends and family
Investments
Track stocks, crypto, gold & more
AI Assistant
Chat, scan receipts, voice commands
Offline-First
Works without internet connection
Expense & Income
Track all transactions with categories and notes
Budget Planning
Set and monitor budgets by category
Group Splitting
Split bills with friends and family
Investments
Track stocks, crypto, gold & more
AI Assistant
Chat, scan receipts, voice commands
Offline-First
Works without internet connection
See it in action
Not mockups. This is the actual app beta testers have been using since 2025.
Voice Commands
Add expenses by speaking
Group Splitting
Split bills automatically
Savings Goals
Track your progress
Add expenses in 5 seconds
Just say "spent 45 dollars on lunch" — AI understands natural language and auto-categorizes your expenses.
How it works
Get started in three simple steps
Add & Set
Add expenses and set budgets by category
Track & Split
Track spending and split costs with groups
Review & Control
Get insights and stay in control
Built with feedback from real beta testers
Not a concept. Not a prototype. A real app refined through months of testing with features like Financial Health Score.
Why Expense Flow?
More features than any competitor at the lowest price
Not a Data Company
We never sell your data
Community First
Same features for everyone
Earn FlowCoins
Rewards for good habits
Built for Everyone
Regional pricing worldwide
How people use Expense Flow
Real use cases from our beta testers
The Busy Professional
No time to manually log expenses
"I used to forget expenses because I had no time to open apps and type. Now I just say 'spent 45 dollars on lunch' — done in 5 seconds. Voice commands changed everything for me."
The Student
College student on a tight budget
"I split rent with roommates and use savings streaks to build the habit of saving for next semester. Hitting my streak every week keeps me motivated — the free tier has everything I need."
The Freelancer
Self-employed with variable income
"I track income from multiple clients, separate business expenses, and monitor my investments. The AI helps me spot spending patterns I'd miss."
The Family
Managing household finances together
"We set budgets for groceries, utilities, and kids' expenses with alerts before we overspend. Splitting household costs and tracking our net worth in one place is a game changer."
The Generous Friend
Always lending money to friends
"I kept forgetting who owes me what and when they promised to pay back. Now I track every informal loan with notes, due dates, and reminders. No more awkward 'did you forget?' conversations."
The Traveler
Exploring the world on a budget
"On trips I deal with multiple currencies, split costs with travel buddies, and track my own expenses — all mixed together. Now everything's in one place with automatic conversion."
The Learner
Wants to get better with money
"When I ask for help, the AI looks at my data and gives advice specific to MY situation — not generic tips. It only analyzes when I ask, so I'm in control. Like a finance coach on demand."
FlowCoins could grow in value
Earn coins for good money habits. Use them for perks today — and we're exploring ways to make them even more valuable tomorrow. Early users could benefit most.
Join the First 100,000
Early users get exclusive benefits that will never be available again.
Pioneer Badge
Permanent & exclusive
2x FlowCoins
First 90 days
Founder Theme
Never again
Shape Product
Your feedback matters
Free forever tier available. No credit card required.
Pricing so low, it's almost embarrassing
Regional pricing available — fair rates for everyone worldwide
Starter
All features with ads
- All app features
- 5 AI chats/day
- 3 receipt scans/day
Core
Ad-free with more AI
- Ad-free experience
- 15 AI chats/day
- 8 receipt scans/day
Premium
Power users
- 100 AI chats/day
- 50 receipt scans/day
- Early access
Prices shown for Tier 1 (US, UK, etc.) — up to 70% cheaper in other regions
View all plans & regional pricingFinally know where your money goes
Get Pioneer status, 2x FlowCoins, and exclusive rewards.